While using a vacuum cleaner, our homeowners insured ran her hand over the power cord and touched a frayed wire. Her hand was burned and her engagement ring damaged. The ring melted from the contact with the wire, loosening the prongs and the 1/2 karat diamond popped out and disappeared. We think that the damage to the ring and the lost diamond are covered under the peril of "sudden and accidental damage from artificially generated electrical current," but would like your interpretation.

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