Condominium Assessments with HO 17 32 and HO 04 28 Endorsements

This is a claim under the HO-6 Condo Owners Policy with HO 17 32 endorsement and HO 04 28 endorsement. Insured is claiming there is/was wood rot on the piling of the building in which her condo is located. The HOA has finally closed the building, removed the wood piling, and installed metal ones. The insured is attempting to make a claim under the HO 04 28 endorsement for the $10,000 limit. Am I correct that this amount is included in the Cov. A limit, and not over and above the Cov. A limit?

Also, the insured has received assessments from the HOA for this damage; it is not actually damage for which she had to pay. So, would this not just be assessments and not covered under the HO 04 28 endorsement? I believe because she has the HO 04 28 endorsement, the assessments for the work would be covered.