Restaurant Cooking Hood Not Business Personal Property

The insured is a restaurant. They rent space to run their business. When they rented the space, it had already been a restaurant and was fitted with a kitchen. The cooking surface had an exhaust hood over it.

A fire broke out and damaged the cooking hood requiring that it will need replacement. The hood was already installed in the kitchen when the insured rented the space. The tenant since renting the space has had the hood serviced and cleaned at the tenant's expense.

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