Care, Custody, or Control Exclusion Prevents Coverage for Trailer Damage

Our insured was using a nonowned trailer. His employee dropped the trailer while attaching it to the tractor owned by our insured and missed the concrete pad. This caused the trailer to sink into the mud, resulting in damage in the amount of $4,000 to the trailer. The insured has a business auto policy and a general liability policy, both with the same carrier. Which policy would provide coverage for the damage to the trailer?

Oklahoma Subscriber

This premium content is locked for FC&S Coverage Interpretation Subscribers

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis