Watercraft Exclusion on the CGL Form

Q

We have a coverage question concerning exclusion g. on the CGL form. The situation is that our insured is a school and will take groups of schoolchildren to go whale watching, using excursion boats not owned by the insured. The school has requested that we add non-owned watercraft coverage on the liability policy so that they are protected during the sea outings should any child be injured during the boat trip.

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