Loss of Use Part of Property Damage Claim

Our insured is a contractor who was hired to do some road work for a municipality. While grading an area near a railroad track, one of our insured's bulldozers accidentally hit a train boxcar and damaged the car quite a bit. We don't see any problem with paying for the actual damage to the boxcar, but the railroad is also making a claim for loss of use. Since the boxcar was just sitting on the tracks and was not being used at the time of the accident, is the railroad entitled to payment for its loss of use claim?

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