Damage to Neighbor's Driveway

A form HO 00 03 10 00 homeowners insured and her neighbor share a common driveway that runs between their two houses. Not long ago, the neighbor undertook to have the drive paved with blacktop. More recently, the insured had some remodeling done on her property and one or more of the contractors did damage with their vehicles to the common driveway. The neighbor is not pleased and wants our insured to pay for the repairs.

We have presented the liability claim to the homeowners insurer but they decline to cover the loss. What do you recommend?

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