Crossed Wires Caused Artificially Generated Electrical Current

Our insured was changing a light bulb in an old fixture and the wires crossed, causing a power surge thru the building. The surge blew out four plugged-in laptop computers. The insured has a Special Cause of Loss form, CP 10 30 10 00.

I am drawn to exclusion B. 2. a., where the following is excluded: “Artificially generated electrical current, including electrical current, that disturbs electrical devices, appliances or wires.”

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