Our commercial property insured is covered on a CP 00 10 04 02 with a blanket limit of $5.6 million on the building. While we intended to cover both the building and business personal property under this blanket limit, it appears that the insurer did not issue the policy that way. There has been a large fire in which the building and business personal property were destroyed. The insurer has refused to pay for any of the business personal property, because the policy does not indicate it as covered. The $5.6 million is way too much coverage for the building only. It is obviously enough to cover both the building and the personal property.

Is there anything we can do in this case to get the loss paid for our insured?

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