States' Acceptance of Electronic Signatures—Archive

July, 2000

The following chart represents the states that accept electronic signatures for insurance transactions. States do not require that transactions be conducted electronically, but allow such transactions between consenting parties. Certain documents may still be required in writing, such as cancellation notices.

States that have adopted a form of the Uniform Electronic Transactions Act have been indicated. More states are expected to adopt the Act in the near future. The information presented in the chart is the most current as of the time of printing.

State

Acceptance of Electronic Signatures

Governing Statutes, Regulations, or Rules

Alabama

No

None

Alaska

Yes

Alaska Stat. §09.25.520

Arizona

Pending legislation

None

Arkansas

Yes

Ark. Code Ann. §§23-61-107 and 23-31-101 through 23-31-105

California

Yes

Cal. Civ. Code §§1633.1 through 1633.17*

Colorado

No

None

Connecticut

No

None

Delaware

Pending legislation

None

District of Columbia

No

None

Florida

Yes

Fla. Stat. Ann §§282.70 through 282.75 and 627.416

Georgia

Yes

Ga. Code Ann §§10-12-4 and 33-24-13

Hawaii

No

None

Idaho

Yes

Idaho Code §§28-50-101 through 28-50-120*

Illinois

Yes

5 Ill. Comp. Stat. Ann. 175/5-120

Indiana

Yes

Ind. Code Ann. §26-2-8*

Iowa

Yes

Iowa Code §§554C.201 through 554C.207

Kansas

Yes1

House Bill 28791*

Kentucky

Yes

Ky. Rev. Stat. Ann. §§369.1 through 369.20*

Louisiana

No

None2

Maine

Pending legislation

None

Maryland

Yes

Md. Code Ann. Com. Law §§21-101 through 21-120*

Massachusetts

No

None

Michigan

Pending legislation

None

Minnesota

Yes

Minn. Stat. Ann. §§325L.01 through 325L.19*

Mississippi

Yes

Miss. Code Ann. §§25-63-1 through 25-63-7

Missouri

Yes

Mo. Rev. Stat. §§28.600 through 28.678

Montana

No

None

Nebraska

Yes

Legislative Bill 929*

Nevada

No

None3

New Hampshire

No

None

New Jersey

No

None

New Mexico

Yes

N.M. Stat. Ann. §§ 14-15-1 through 14-15-6

New York

Yes

N.Y. State Tech. Law §§101 through 109

North Carolina

Yes

Department of Insurance procedure

North Dakota

No

None

Ohio

No

None

Oklahoma

Yes

Okla. Stat. tit. 15, §§961 through 965

Oregon

Yes

Or. Rev. Stat. §§192.825 through 192.855

Pennsylvania

Pending legislation

None

Rhode Island

Yes

R.I. Gen. Laws §42-127-1 through 42-127-6

South Carolina

Yes

S.C. Code Ann §§26-5-310, 26-5-320, 26-5-330 and 26-5-510

South Dakota

No

None

Tennessee

Pending legislation

None

Texas

No

None

Utah

Yes

Utah Code Ann. §§46-3-101 to 46-3-503

Vermont

No

None

Virginia

Yes

Va. Code Ann. §§59.1-501 through 59.1-519*

Washington

Yes

Wash. Rev. Code §§19.34-010, 19.34.020 and Wash. Admin. Code §284-01-050

West Virginia

No

Insurance Department Policy4

Wisconsin

Yes

Wis. Stat.§137.04

Wyoming

No

None

* Denotes adoption of a version of the Uniform Electronic Transactions Act.

1 Replaces the Kansas Digital Signature Act in Kan Stat. Ann. §60-2616.

2 Louisiana will be proposing adoption of the Uniform Electronic Transactions Act in the 2001 Regular Legislative Session.

3 Nevada will be passing legislation in 2001 to allow for the use of electronic signatures.

4 West Virginia has enacted the Electronic Signatures Authorization Act, W. Va. Code §§39-5-1 through 39-5-9, but the Insurance Department does not authorize the use of electronic transactions at this time.