In Miller v. Scottsdale Ins. Co ., No. 04-11660, 2006 WL 2069196 (11th Cir. July 27, 2006), in answer to a certified question, the Florida Supreme Court said that a Florida statute “contemplates a single cancellation date for the insurance policy as a whole.”

The question was certified to the Florida Supreme Court in Miller v. Scottsdale Ins. Co., 410 F.3d 678 (M.D. Fla. 2005). That case also contained the following facts: