Homebuilder's CGL Policy Covers Subcontractor's Negligence

 

In Auto Owners Ins Co. v. Newman, 2008 WL 648546 (S.C., 2008), the homeowner filed a claim against Trinity Construction for breach of contract, negligence, and breach of warranty, alleging defective construction related to the installation of stucco siding. The homeowner alleged that the application of the stucco did not conform to industry standards and that these nonconforming aspects of the stucco installation allowed water to seep into the home, causing severe damage to the home's framing and exterior sheathing.