In 401 Fourth Street, Inc. v. Investors Ins. Group, No. 270 MAP 2003, 2005 WL 1688324 (Pa. July 20, 2005), the Pennsylvania Supreme Court found coverage for damage caused by imminent falling down or falling down of a building and said that the policy was not limited to damages for the actual collapse of a building.

401 Fourth Street noticed a parapet wall in its building was bowed and leaning, so they filed a claim with their insurer, Investors Insurance Group. Investors denied the claim based on its engineer's report that “a lack of normal maintenance of the brick joints, roofing and shelf angle” caused the loss.