A Louisiana court of appeals ruled that an automobile policy did not provide coverage for a boat being transported by the insured in Allstate Ins. Co. v. Reid, No. 2004 CA 1620, 2005 WL 3194297 (La. App. Nov. 30, 2005).

Robert Reid was driving his truck and pulling a boat and trailer owned by his friend, Kenneth May, when he veered off the road and struck a bridge rail with the boat and trailer. Both the trailer and the boat were damaged.