Artificially Generated Electrical Current Peril

 

I am interested in your analysis of the Sudden and Accidental Damage from Artificially Generated Electrical Current peril in the HO-2000 form.  It seems to exclude the only things that would be damaged by the peril, therefore making the peril worthless? For example, a surge damages a refrigerator compressor rendering the appliance a total loss, would we owe anything?

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