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Coverage Q&A: How does coverage apply to the insured's residence, which consists of three separate buildings.

Coverage Q&A: Settlement is paid to the insured and the mortgagee in the same order or precedence of the mortgage.

Todays criminals dont want just your jewelry or car anymore they want your digital property.

Once difficult, not doable. Rating by peril is relatively simple, because the only information needed is the property address. However, adding in the building characteristics component requires detailed property-specific information for each property under consideration for underwriting.

Homeowners and auto policies cover owners and their spouses--but not unrelated persons. Agents have a growing multitude of insurance consumers requiring professional advice and counsel, who no longer fit the resident spouse mold.

Those who lease their land for drilling can see huge profits, but some reports suggest that these profits come with risk for both lessors and their neighbors. Who pays for it?

Why redefining losses as either "mitigatable" or "non-mitigatable" is key to developing specific non-CAT management strategies.

When clients must repair and rebuild their homes, the claims process will make or break their relationships with insurers.