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Insurers now lean on purpose-built tools and scientifically derived data to manage shifting exposures and regulatory requirements.

From January 2019-October 2022, Colorado home insurance premiums have increased 51.7%, on average, or 11.5% annually.

State legislators say property insurance fell short for most Marshall Fire victims by about $164,000.

Insureds need to consider the cost to rebuild a home if it is destroyed when determining its insured value.

The past decade has been the worst on record for wildfire insurance losses, according to Zesty.ai.

From underinsurance to inflation, these are some of the major challenges facing P&C insurers today and into the future.

Only 8% of the total losses from one of Colorado's most destructive wildfires have sufficient insurance coverage, according to state regulators.

A significant factor relating to scene access following a fuel and air explosion is the structural condition of the building where the explosion occurred.