{
  "author": {
    "name": "Frank Pennachio",
    "webUrl": "/author/profile/frank-pennachio/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 9,
    "social": [],
    "articles": [
      {
        "uri": "/2022/05/11/plethora-of-challenges-face-the-insurance-industry-on-the-road-ahead/",
        "title": "Plethora of challenges face the insurance industry on the road ahead",
        "byline": "Frank Pennachio",
        "kicker": "Commentary",
        "prettyDate": "May 11, 2022",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2022/05/Career-Choices-Article-202205101241.jpg",
          "width": "620",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/frank-pennachio/",
            "name": "Frank Pennachio"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "From underinsurance to inflation, these are some of the major challenges facing P&C insurers today and into the future.",
        "body": null
      },
      {
        "uri": "/2022/03/30/what-to-do-about-the-crisis-of-underinsurance/",
        "title": "What to do about the crisis of underinsurance",
        "byline": "Frank Pennachio",
        "kicker": "Best Practices",
        "prettyDate": "March 30, 2022",
        "timeToRead": "10 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2022/03/Underinsured-Article-202203291815.jpg",
          "width": "620",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/frank-pennachio/",
            "name": "Frank Pennachio"
          }
        ],
        "kickerNode": [
          {
            "uri": "/best-practices/",
            "sectionName": "Best Practices"
          }
        ],
        "summary": "The result is of woefully, chronically underinsured policyholders is uncovered risks and unrealized revenue.",
        "body": null
      },
      {
        "uri": "/2018/08/08/opportunities-for-pc-agents-with-self-funded-health-plans/",
        "title": "Opportunities for P&C agents with self-funded health plans",
        "byline": "Frank Pennachio",
        "kicker": "Commentary",
        "prettyDate": "August 08, 2018",
        "timeToRead": "9 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2018/06/iStock_74766171_SMALL.jpg",
          "width": "616",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/frank-pennachio/",
            "name": "Frank Pennachio"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Health insurance agents are creating enormous openings for P&C agents to advise small business owners about the risks of loss from self-funded plans.",
        "body": null
      },
      {
        "uri": "/2017/12/05/influence-of-the-experience-modification-factor-on-workers-comp-pricing-is-eroding/",
        "title": "Influence of the experience modification factor on workers’ comp pricing is eroding",
        "byline": "Frank Pennachio",
        "kicker": "Commentary",
        "prettyDate": "December 05, 2017",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/frank-pennachio/",
            "name": "Frank Pennachio"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Is the experience modification factor still relevant in pricing workers' comp coverage, or has it been replaced by predictive analytics?",
        "body": null
      },
      {
        "uri": "/2016/03/16/generalist-insurance-agents-face-threats-from-specialists/",
        "title": "Generalist insurance agents face threats from specialists",
        "byline": "Frank Pennachio",
        "kicker": "News",
        "prettyDate": "March 16, 2016",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/frank-pennachio/",
            "name": "Frank Pennachio"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "While there are advantages and disadvantages to being a generalist or a specialist, its critical for agencies and producers to reassess their positions because of dramatic disruptions in the marketplace.",
        "body": null
      },
      {
        "uri": "/2013/07/30/how-insurers-big-data-moneyball-is-a-game-changer-for-agents/",
        "title": "How Insurers’ Big Data “Moneyball” is a Game-Changer for Agents",
        "byline": "Frank Pennachio",
        "kicker": "",
        "prettyDate": "July 30, 2013",
        "timeToRead": "8 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/frank-pennachio/",
            "name": "Frank Pennachio"
          }
        ],
        "kickerNode": [],
        "summary": "As big data dilutes experience mods, agents must educate clients on the change.",
        "body": null
      },
      {
        "uri": "/2013/07/30/how-insurers-big-data-moneyball-is-a-game-changer/",
        "title": "How Insurers’ Big Data “Moneyball” is a Game-Changer for Agents",
        "byline": " Frank Pennachio ",
        "kicker": "",
        "prettyDate": "July 30, 2013",
        "timeToRead": "8 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/frank-pennachio/",
            "name": "Frank Pennachio"
          }
        ],
        "kickerNode": [],
        "summary": "As big data dilutes experience mods, agents must educate clients on the change.",
        "body": null
      },
      {
        "uri": "/2011/12/20/facing-a-hardening-workers-comp-market/",
        "title": "Facing a Hardening Workers’ Comp Market",
        "byline": "Frank Pennachio",
        "kicker": "",
        "prettyDate": "December 20, 2011",
        "timeToRead": "6 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/frank-pennachio/",
            "name": "Frank Pennachio"
          }
        ],
        "kickerNode": [],
        "summary": "As 2012 begins, the workers compensation market is turning back toward increased costs and reduced capacity. this presents challenges, from explaining rate increases to finding a home for clients. Learn how to take action.",
        "body": null
      },
      {
        "uri": "/2010/12/31/use-tough-times-to-reshape-workers-comp-client-relationships/",
        "title": "Use Tough Times to Reshape Workers' Comp Client Relationships",
        "byline": "Frank Pennachio, co-founder of the WorkComp Advisory Group",
        "kicker": "Market Insights",
        "prettyDate": "December 31, 2010",
        "timeToRead": "10 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/frank-pennachio-co-founder-of-the-workcomp-advisory-group/",
            "name": "Frank Pennachio, co-founder of the WorkComp Advisory Group"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "Frank Pennachio offers advice on how agencies with large business in workers' comp can succeed in the current market.",
        "body": null
      }
    ]
  }
}