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Older vehicles and Obamacare contribute to significant cost shifting.

Its no secret that average BI severities are rising. While some of this is driven by medical inflation, there are other components that can be controlled.

What's driving repair severity for certain vehicles? Is it the number or complexity of parts? Find out here.

Personal-auto insurers have continued to implement rate increases to counter weakness in the segments performance over the last several years, but unusual catastrophe losses and rising claim severity prevented strong improvement in underwriting performance for 2012, says Fitch Ratings.

Personal-auto insurers have continued to implement rate increases to counter weakness in the segments performance over the last several years, but unusual catastrophe losses and rising claim severity prevented strong improvement in underwriting performance for 2012, says Fitch Ratings.

Personal-auto insurers have continued to implement rate increases to counter weakness in the segments performance over the last several years, but unusual catastrophe losses and rising claim severity prevented strong improvement in underwriting performance for 2012, says Fitch Ratings.

BI claims evaluations and settlements require that adjusters possess a fundamental understanding of liability, biomechanics and medical bill coding.

Did the claimant sustain a head injury in the incident? Would the diagnosed head injury have been prevented if he or she had been using a protective device such as a helmet, a seat belt, or an airbag? Claims asks three biomechanical engineers to answer common questions pertaining to personal...