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Shifts in how people work, live and drive are profoundly affecting the P&C insurance economy, adding more complexity, cost and time into the claims and repair process.

From 2002-2022, physical damage and bodily injury claims grew more than 4.5%, annualized, the Insurance Research Council reports.

The first six months of this year saw more than 23,974 vehicle thefts, according to the Council on Criminal Justice.

The daughter of a man who died of COVID wants State Auto to cover damage she discovered after evicting the man's nephew, who had moved into the home without permission.

In addition to keeping premiums, the broker also drafted fake certificates of insurance to cover up his crime.

Summertime insurance claims often result from such activities and events as camp fires, swimming, boating and burglaries.

New biometric statutes provide an opportunity for companies to review their insurance coverage for related risks.

Growing use of artificial intelligence and machine learning is opening up new lanes of vulnerability.