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During the hard market of 2001-2004, insurance agencies saw errors and omissions claims increase by roughly 25%. One theory is that as carriers tightened coverage terms and conditions or completely withdrew from

Ah, it's a new season! Fresh paint. New names. Hope springs eternal, everything is possible and last year's results are but a distant memory.No, I'm not referring to baseball. We're talking hurricanes!Why, just standing on any

SOME agents and brokers are fascinated with technology for its own sake, but most see it strictly as a means to an end: a more profitable agency. This link between high tech and high margins was explored during a panel discussion at the Independent

IF YOUR agency management system has ever crashed, you know the challenges that accompany such an event. Over the years, we've experienced several system failures and have developed some loss-prevention techniques as a result. I'll share

State Farm has developed a homeowners' education and inspection program for policyholders residing in areas at high risk for wildfire.

Directors and officers have begun to question just how much protection they have under their organizations' D&O policies. Their concerns have been prompted in part by litigation in which D&O policies have failed to protect a

REGARDLESS of whether a company is publicly owned, privately held or nonprofit, the employment practices liability exposure seems to be its greatest concern among the various management liability risks it faces. Certainly, awareness of the issue is

WHAT DO autonomy, creativity and consistency have in common? They are all characteristics an agency owner would like to see in each employee. Autonomy gives employees the sense that they control their destinies and have the opportunity and authority