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Last Tuesdays election will generate substantive changes in who makes the decisions affecting the insurance industry in Washington. Here is a look at the key people certain to be impacted by the change.

Washington is again focusing on the so-called fiscal cliff now that the election is out of the way, and there is strong evidence of a grand bargain being agreed to by Congress and the White House by year-end in order to avert a dramatic impact on the economy.

Washington is again focusing on the so-called fiscal cliff now that the election is out of the way, and there is strong evidence of a grand bargain being agreed to by Congress and the White House by year-end in order to avert a dramatic impact on the economy.

Using private health insurance exchange administration as the enticement, big brokers could soon be buying their way into your clients' offices.

Legislation that would exempt agent commissions from the medical loss ratio calculation mandated under the healthcare-reform law passed a House committee today.

Legislation that would exempt agent commissions from the medical loss ratio calculation mandated under the healthcare-reform law passed a House committee today.

Arthur J. Gallaghers launch of a private insurance-exchange platform shows one broker's strategy to leverage the healthcare-reform law into new solutions for employee-benefit clients, but smaller brokers may find it difficult to duplicate such a platform, an industry watcher says.

Smaller agencies selling employee-benefits services face increased compliance demands and lower commissions now that the healthcare-reform law has been upheld by the Supreme Court, but agents are not throwing in the towel just yet.