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Fitch Ratings outlines its predictions for the reinsurance market in 2020, examining price changes, credit portfolios and other components.
The changes are intended to lessen the chances of errors in the filing of loss costs, which help determine workers' comp rates.
The workers' comp insurer reportedly bundled side agreements with its products that forced small businesses to pay higher plan fees.
The industry's statutory combined ratio fell to 86% in 2018 and has averaged 93% annually since 2015.
Insurers have argued that litigation and fraud involving the practice are driving up property insurance premiums.
Fitch Ratings latest report highlights two factors that could put pressure on both revenues and operating incomes in 2019.
Brand differentiation solely on the basis of customer confidence, advocacy or empathy competes in a crowded field.
Wearables, in particular, are helping the workers' comp segment by boosting employee safety.
In a filing that is likely to make their malpractice insurers cringe, liquidators sued seeking $500 million in damages.
When it comes to workers' compensation, many factors — both old and new — will determine the market's outlook.
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