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Discover the four questions to ask when working to manage insurance costs for commercial clients.

The coverage provisions in the policy were not at issue. The case turned solely on the application of the 'hostile' or 'warlike' exclusion.

The potential for failure is high for startups, which is why every entrepreneur needs the help of an insurance specialist.

A new court ruling could affect cyber insurance policy exclusions and insureds could assume more costs in the event of a loss. The ruling underscores the fact that cyber insurance is no substitute for cyber defense.

Carriers need cybersecurity services firms for active engagement and collaboration to develop and support a dynamic product.

From 2015-2020 the surplus line sector held a relatively steady 25% market share. It is now over 60%.

Small and midsize companies remain especially vulnerable to state-sponsored cyberattacks, GlobalData says.

Insurers that suffer a cyberattack could encounter financial losses, business disruptions and reputational damage, the same losses their policyholders would experience.