Riot leaves four dead, widespread damage throughout the Capitol, and the question of how the federal government is covered in the event of attempted insurrection.
Coverage of homes valued at more than $1M saw the biggest rate gains on the personal side, while a few commercial insurance lines jumped double digits.
The ruling hinged on the maritime doctrine of 'uberrimae fidei,' which says boat owners have a duty to 'fully and voluntarily disclose' all material facts.