{
"author": {
"name": "Michael Giusti",
"webUrl": "/author/profile/michael-giusti/",
"description": "",
"imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
"estimate": 10,
"social": [],
"articles": [
{
"uri": "/2024/04/19/the-highs-and-lows-of-insurance-for-cannabis-businesses-and-consumers/",
"title": "The highs — and lows — of insurance for cannabis businesses and consumers",
"byline": "Michael Giusti",
"kicker": "Commentary",
"prettyDate": "April 19, 2024",
"timeToRead": "7 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2024/04/cannabis-retail-store-767x633.jpg",
"width": "767",
"height": "633"
},
"authors": [
{
"webUrl": "/author/profile/michael-giusti/",
"name": "Michael Giusti"
}
],
"kickerNode": [
{
"uri": "/commentary/",
"sectionName": "Commentary"
}
],
"summary": "Several years of data has emerged showing risk and loss patterns, making marijuana business policies easier to price competitively.",
"body": null
},
{
"uri": "/2023/09/22/insurance-collegiate-and-youth-sports-leagues-and-athletes/",
"title": "Insurance for collegiate and youth sports leagues and athletes",
"byline": "Michael Giusti",
"kicker": "Market Insights",
"prettyDate": "September 22, 2023",
"timeToRead": "6 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/09/High-School-Basketball.jpg-image767x633cropped.jpg",
"width": "767",
"height": "633"
},
"authors": [
{
"webUrl": "/author/profile/michael-giusti/",
"name": "Michael Giusti"
}
],
"kickerNode": [
{
"uri": "/market-insights/",
"sectionName": "Market Insights"
}
],
"summary": "There's a playbook of specialized insurance that brokers need to know so they can keep their clients in the game.",
"body": null
},
{
"uri": "/2022/11/21/how-will-2022-election-results-impact-pc-insurance/",
"title": "How will 2022 election results impact P&C insurance?",
"byline": "Michael Giusti",
"kicker": "Analysis",
"prettyDate": "November 21, 2022",
"timeToRead": "4 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2022/11/US-midterms.jpg-image620x372.jpg",
"width": "620",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/michael-giusti/",
"name": "Michael Giusti"
}
],
"kickerNode": [
{
"uri": "/analysis/",
"sectionName": "Analysis"
}
],
"summary": "From big federal questions to state-level policy, what happens at the polls tends to find its way to the insurance world.",
"body": null
},
{
"uri": "/2022/10/20/inflations-impact-on-reinsurance-should-not-be-overlooked/",
"title": "Inflation's impact on reinsurance should not be overlooked",
"byline": "Michael Giusti",
"kicker": "Commentary",
"prettyDate": "October 20, 2022",
"timeToRead": "5 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2022/10/Increasing-Costs.jpeg-image620x372.jpg",
"width": "620",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/michael-giusti/",
"name": "Michael Giusti"
}
],
"kickerNode": [
{
"uri": "/commentary/",
"sectionName": "Commentary"
}
],
"summary": "Higher claims costs driven by inflation coupled with more frequent claims driven by climate change have had a toll on reinsurers.",
"body": null
},
{
"uri": "/2022/07/05/supply-chain-issues-drive-inflation-in-the-auto-industry/",
"title": "Supply-chain issues drive inflation in the auto industry",
"byline": "Michael Giusti",
"kicker": "Analysis",
"prettyDate": "July 05, 2022",
"timeToRead": "5 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2022/07/Tesla-Model-3_TierneyMJ.jpg",
"width": "0",
"height": "0"
},
"authors": [
{
"webUrl": "/author/profile/michael-giusti/",
"name": "Michael Giusti"
}
],
"kickerNode": [
{
"uri": "/analysis/",
"sectionName": "Analysis"
}
],
"summary": "Just-in-time manufacturing saved money until the pandemic shut down global manufacturing efforts.",
"body": null
},
{
"uri": "/2022/03/16/theres-an-insurance-policy-for-every-romance/",
"title": "There's an insurance policy for every romance",
"byline": "Michael Giusti",
"kicker": "Analysis",
"prettyDate": "March 16, 2022",
"timeToRead": "5 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2022/03/AdobeStock_102915490.jpeg-image620x372.jpg",
"width": "620",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/michael-giusti/",
"name": "Michael Giusti"
}
],
"kickerNode": [
{
"uri": "/analysis/",
"sectionName": "Analysis"
}
],
"summary": "Spring in the air. With it comes the inevitable whiffs of love, and with love comes… insurance?",
"body": null
},
{
"uri": "/2021/06/07/uncertainty-mars-summer-2021-special-events/",
"title": "Uncertainty mars summer 2021 special events",
"byline": "Michael Giusti",
"kicker": "Analysis",
"prettyDate": "June 07, 2021",
"timeToRead": "7 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2021/06/Party.jpg-image620x372.jpg",
"width": "620",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/michael-giusti/",
"name": "Michael Giusti"
}
],
"kickerNode": [
{
"uri": "/analysis/",
"sectionName": "Analysis"
}
],
"summary": "One big reason why a recovery is hard to predict is the uncertainty coming from the special events insurance industry.",
"body": null
},
{
"uri": "/2021/04/20/marijuana-and-personal-lines-coverage-what-clients-should-know/",
"title": "Marijuana and personal lines coverage: What clients should know",
"byline": "Michael Giusti",
"kicker": "Market Insights",
"prettyDate": "April 20, 2021",
"timeToRead": "6 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2021/04/Smoking-cannabis-Shutterstock.jpg",
"width": "620",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/michael-giusti/",
"name": "Michael Giusti"
}
],
"kickerNode": [
{
"uri": "/market-insights/",
"sectionName": "Market Insights"
}
],
"summary": "There are several ways cannabis use and cultivation can affect the costs of home and auto insurance coverage.",
"body": null
},
{
"uri": "/2020/08/20/reviewing-insurance-needs-for-sporting-events-sites-and-teams/",
"title": "Reviewing insurance needs for sporting events, sites and teams",
"byline": "Michael Giusti",
"kicker": "Analysis",
"prettyDate": "August 20, 2020",
"timeToRead": "5 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2020/08/Sporty_Shutterstock.jpg",
"width": "620",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/michael-giusti/",
"name": "Michael Giusti"
}
],
"kickerNode": [
{
"uri": "/analysis/",
"sectionName": "Analysis"
}
],
"summary": "Even during the pandemic, insurance policies are still being written, and sports businesses are still shopping for them.",
"body": null
},
{
"uri": "/2020/03/13/special-events-insurance-for-coronavirus-cancellations/",
"title": "Special events insurance for coronavirus cancellations",
"byline": "Michael Giusti",
"kicker": "Analysis",
"prettyDate": "March 13, 2020",
"timeToRead": "5 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2020/03/Cancelled_Archives.jpg",
"width": "620",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/michael-giusti/",
"name": "Michael Giusti"
}
],
"kickerNode": [
{
"uri": "/analysis/",
"sectionName": "Analysis"
}
],
"summary": "While insurers are still writing cancellation policies, nearly every one that is currently offered is sure to have specific exclusions for COVID-19.",
"body": null
}
]
}
}
