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Customers expect insurers to share information that illuminates the hidden dangers of their daily routines and to give guidance on minimizing the likelihood of adverse outcomes.

AXA SA, Scor SE and Allianz SE are the latest members of the Net Zero Insurance Alliance to leave the group in recent months.

On the upside: Most U.S. insurers are turning a profit. On the downside: Too many are reliant on dated technology.

Matt Josefowicz over at Novarica had an interesting blog last week that examined three issues that he feels will have a huge effect on the insurance industry over the course of the next decade.