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Opportunistic fraud is a problem, but there are bigger fish, such as organized fraud, to contend with as well.

For several years, Florida consumers have enjoyed relatively low auto insurance rates and have had their pick of reputable auto insurers fighting for their business.

The Florida Office of the Insurance Consumer Advocate has issued a report on PIP fraud.

Florida representative for Insurance Information Institute Florida is becoming the "auto insurance fraud capital" with staged accidents, fraudulent claims, and phony medical clinics that bill insurers for phantom treatment.

Crashes involving lighter vehicles generate more expensive auto injury claims, a nonprofit insurance industry-backed research group reported, and said the finding could offset accident frequency decli

According to Arkansas Insurance Commissioner Julie Benafield Bowman, an alleged auto insurance fraud ringleader recently turned himself in to the Little Rock police.

A release by the Arkansas Insurance Department stated that Frederick Watson is suspected to be the mastermind behind a car-crash ring that has ripped off insurance companies for hundreds of thousands