I planned on addressing this question this month, but then I came upon Editor Phil Gusman's editorial in his March 14th issue of Insurance Advocate.

Well, here we are in the center of Fiesta, otherwise known as Mardi Gras, minus the aura of New Orleans.

It's been a rough couple of months for our industry, to put it mildly.

It all came to a head about a dozen years ago as I walked through the Orlando airport schlepping an oversized suit bag crammed with the essentials for three days of life on the road.