Brokers may be found liable for damages to third-party 'intended beneficiaries' Here is an unusual California case that an agents organization has been trying to get "depublished" so it can't be cited as precedent.
In 2000, a man was involved in an auto collision in Georgia in which a couple were injured. They filed suit not only against the man but also his employer, a tree surgery service, claiming that the man was acting within the scope of his employment at
Court backs carrier's interpretation of 'sexual abuse occurrence' definition In 1999, a counselor allegedly sexually and physically assaulted six children attending a YMCA youth camp in Texas. The children's parents and
Non-piracy agreement covering agency's clients and prospects ruled enforceable In April 2001, five agency employees asked a circuit court to invalidate a restrictive covenant in their employment agreement. The covenant provided that,
Non-piracy agreement covering agency's clients and prospects ruled enforceable In April 2001, five agency employees asked a circuit court to invalidate a restrictive covenant in their employment agreement. The covenant provided that,
Court rules that faulty workmanship is not an 'occurrence' under a CGL In 1989, a South Carolina developer hired a contractor to perform site-development work and build roads for a new subdivision. The contractor, in turn, hired
Insured cannot rely on others to notify carrier of a claim(This case is a good reminder to readers that insureds themselves must report lawsuits or threat of suits to their insurers. We aren't told whether the insurer's
Rain-induced landslide found to be excluded under homeowners policy On Feb.13, 1998, following heavy rains, a slope failed above the West Hills, Calif., home of the insureds. The slope failure led to a landslide that caused a tree to crash
Agent not responsible for uncovered patent infringement claim against farmers Intellectual property rights exposures can affect a surprising variety of clients. Farm agents may be surprised to learn that they may have an exposure if they don't
Replacement-cost value applies to calculation of coinsurance amount A fire damaged an inn that was insured for $1,750,000. The property policy had a 90% coinsurance provision. According to an appraisal made after the fire, the damaged part of the inn