{
  "author": {
    "name": "Dave Lenckus",
    "webUrl": "/author/profile/dave-lenckus/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 84,
    "social": [],
    "articles": [
      {
        "uri": "/2014/12/01/product-liability-under-the-microscope/",
        "title": "Product Liability: Under the Microscope",
        "byline": "Dave Lenckus",
        "kicker": "Market Insights",
        "prettyDate": "December 01, 2014",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dave-lenckus/",
            "name": "Dave Lenckus"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "Product Liability insurance market conditions are softening for the first time in several years for a significant segment of insurance buyers, insurers and brokers say. Some risks, however, continue to face relatively steep rate hikes and insufficient capacity.",
        "body": null
      },
      {
        "uri": "/2014/12/01/less-perilous-in-rate-terms/",
        "title": "Less ‘Peril’ous, in Rate Terms",
        "byline": "Dave Lenckus",
        "kicker": "Market Insights",
        "prettyDate": "December 01, 2014",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dave-lenckus/",
            "name": "Dave Lenckus"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "Rates are steady in the Commercial Multi-Peril market, and are falling in some cases. Coverage is broader, and several insurers have added Cyber insurance to packages that already include Property, General Liability and, depending on the insurer, Marine, Crime and Auto.",
        "body": null
      },
      {
        "uri": "/2014/12/01/gl-rates-moderate-whats-next/",
        "title": "GL Rates Moderate: What's Next?",
        "byline": "Dave Lenckus",
        "kicker": "Market Insights",
        "prettyDate": "December 01, 2014",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dave-lenckus/",
            "name": "Dave Lenckus"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "By and large, insurance buyers will find a more favorable rate environment these days when renewing their General Liability coverage. Even problematic risks likely will not face the double-digit rate hikes they have had to accept in recent years.",
        "body": null
      },
      {
        "uri": "/2014/12/01/keep-on-truckin/",
        "title": "Keep on Truckin’",
        "byline": "Dave Lenckus",
        "kicker": "Market Insights",
        "prettyDate": "December 01, 2014",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dave-lenckus/",
            "name": "Dave Lenckus"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "The Auto market is looking to enter 2015 on cruise control, which is not necessarily the best news. Pricing remains relatively flat, the chances of negotiating rate cuts are slim, claims severity is increasing on certain fronts, additional competition is entering the market, and the need to underwrite risks carefully...",
        "body": null
      },
      {
        "uri": "/2014/11/01/es-market-update-journey-to-the-great-spot/",
        "title": "E&S Market Update: Journey to the ’Great Spot’",
        "byline": "Dave Lenckus",
        "kicker": "",
        "prettyDate": "November 01, 2014",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dave-lenckus/",
            "name": "Dave Lenckus"
          }
        ],
        "kickerNode": [],
        "summary": "The excess & surplus lines market has never been healthier, but rate competition can be fierce for clients large and small.",
        "body": null
      },
      {
        "uri": "/2014/09/15/excess-surplus-lines-market-update-journey-to-the/",
        "title": "Excess & Surplus lines market update: Journey to the ‘Great Spot’",
        "byline": " Dave Lenckus ",
        "kicker": "News",
        "prettyDate": "September 15, 2014",
        "timeToRead": "6 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dave-lenckus/",
            "name": "Dave Lenckus"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "In the wake of the latest market correction toward softer conditions, some surplus lines experts are suggesting that hard insurance markets are not what they used to beand in fact, may never be the same again.",
        "body": null
      },
      {
        "uri": "/2014/09/15/excess-surplus-lines-market-update-journey-to-the-great-spot/",
        "title": "Excess & Surplus lines market update: Journey to the ‘Great Spot’",
        "byline": "Dave Lenckus",
        "kicker": "News",
        "prettyDate": "September 15, 2014",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dave-lenckus/",
            "name": "Dave Lenckus"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "In the wake of the latest market correction toward softer conditions, some surplus lines experts are suggesting that hard insurance markets are not what they used to beand in fact, may never be the same again.",
        "body": null
      },
      {
        "uri": "/2013/12/01/es-update-prepped-for-flight/",
        "title": "E&S Update: Prepped for Flight?",
        "byline": "Dave Lenckus",
        "kicker": "",
        "prettyDate": "December 01, 2013",
        "timeToRead": "11 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dave-lenckus/",
            "name": "Dave Lenckus"
          }
        ],
        "kickerNode": [],
        "summary": "Non-admitted underwriters are seeking across-the-board rate hikes for property & casualty risksand are covering more risks as standard lines insurers continue to shed unwanted business. Yet the surplus lines market has not entered the hard phase of the market cycle. Not even the massive insured property catastrophe losses stemming from...",
        "body": null
      },
      {
        "uri": "/2013/12/01/es-update-prepped-for-flight/",
        "title": "E&S Update: Prepped for Flight?",
        "byline": " Dave Lenckus ",
        "kicker": "",
        "prettyDate": "December 01, 2013",
        "timeToRead": "10 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dave-lenckus/",
            "name": "Dave Lenckus"
          }
        ],
        "kickerNode": [],
        "summary": "Non-admitted underwriters are seeking across-the-board rate hikes for property & casualty risksand are covering more risks as standard lines insurers continue to shed unwanted business. Yet the surplus lines market has not entered the hard phase of the market cycle. Not even the massive insured property catastrophe losses stemming from...",
        "body": null
      },
      {
        "uri": "/2013/09/30/surplus-lines-market-update-not-hard-yet-but-firmi/",
        "title": "Surplus Lines Market Update: Not Hard Yet, But Firming",
        "byline": " Dave Lenckus ",
        "kicker": "News",
        "prettyDate": "September 30, 2013",
        "timeToRead": "10 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dave-lenckus/",
            "name": "Dave Lenckus"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Non-admitted underwriters are seeking across-the-board rate hikes for property and casualty risksand are covering more risks as standard lines insurers continue to shed unwanted business. Yet the surplus lines market has not entered the "hard" phase of the market cycle.",
        "body": null
      }
    ]
  }
}