A captive agent generally owes a duty to the company, not the insured. But a producer owes the client a duty to procure the coverage requested.

Clients sue agent for breach of contract and negligence after a basement floods and the insurer denies their claim.

Agents and brokers often fill out insurance applications for their clients, but it can lead to claims of misrepresentation.

In a New York case, unless there are 'exceptional situations,' agents are not obligated to recommend additional coverages.

If you sell property insurance, these 10 terms are foundational to the work you do.

If you sell property insurance, these 10 terms are foundational to the work you do.

If you earn a living from insurance, language is important for the sales process, during underwriting, and also at the point of claim.

Marine insurance contains warrantiespromises by the insured for future conduct on which the policy reliesand if breached would cause the policy to be void.