During the final quarter of 2020, the auto insurance shopping rate averaged 4.7%, while new business volume grew quarter-on-quarter at an average of 3.9%. (Credit: Africa Studio/Shutterstock.com) Sponsors of the bill claim that current practices are absurd and that the legislation will hold insurers accountable and help ensure that vulnerable citizens are getting fair prices. (Credit: Africa Studio/Shutterstock.com)

New Jersey has begun to take steps to prohibit auto insurance companies from using certain factors, including a driver's credit score, occupation, and education level, as factors to establish coverage rates.

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