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Benjamin Franklin once wrote, "In this world, nothing can be said to be certain, except death and taxes." If he was still alive today, he might amend his statement to include filing an auto insurance claim.
No matter how safe of a driver you are, there will come a time when you need to file an auto insurance claim. There's only so much an insured can control when they're behind the wheel with all the external variables that exist in our unpredictable world.
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