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Auto insurance agents as well as policyholders can benefit from information about what might make vehicles attractive for theft.
According to the Insurance Information Institute (I.I.I.), would-be car and truck thieves tend to be attracted to vehicles that:
- Are unlocked;
- Have the keys inside;
- Have open windows;
- Are parked in places that are dark and quiet; or
- Fail to have visible anti-theft devices such as a steering wheel or gearshift column locks.
But each auto theft is unique, so it's difficult to know whether these or other factors contributed to the $6 million lost to motor vehicle theft in 2018, according to I.I.I. and the FBI. Those agencies also reported that the average dollar loss per auto theft in 2018 was $8,407, and that motor vehicles were stolen at a rate of 228.9 per 100,000 people in 2018, which was down from 237.7 in 2017.
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