Jeff Cavignac says he "lucked into" an insurance job right after earning his bachelor's degree from the University of California at Los Angeles.

Like many young people, Cavignac had graduated "without a clue of what I wanted to do." While his father was an insurance broker, it had never been automatically assumed he'd follow in his dad's footsteps.

After several job interviews outside the industry, he received his first real employment offer from Industrial Indemnity in San Francisco, where he had applied for a casualty underwriter trainee position.

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