December 2005 Intro Page

December 2005 Intro Page No. 919 December 1, 2005 Dec Page   The question of the month deals with the terrorism threat and how to mitigate its…

Commercial Property Revised Ordinance or Law Coverages

ISO has revised the Ordinance or Law endorsement CP 04 05 09 17 CP 04 05 09 17, and endorsements that include an ordinance or law option, Functional…

Jones Act Coverage for Riverboat Casino Employees

Jones Act Coverage forRiverboat Casino Employees Q Our question deals with gambling casinos that are on water and injuries that occur to those who…

Fraud of the Week: Where are the Workers?

When hiding employees from payroll gets noticed.

Is a Towed Vehicle Covered

Is a Towed Vehicle Covered?   July 16, 2018   I have a coverage question related to a personal auto policy.   The insured was driving…

Food Borne Illness

Discusses All American Agency Facilities available coverages for food borne illnesses.

CG 24 20 09 99 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate

Court Refuses to Dismiss COVID Suit Based on Communicable Disease Endorsement

A California federal district court has refused to dismiss a COVID-19 related coverage suit filed by a San Diego preschool against it's insurer based on a communicable disease exclusion in the school's insurance policy.

'Use of an Auto' Exclusion Precludes Homeowners Coverage for Drunk Driving

The policyholders tried to argue that the allegations of negligence against them overrode application of the motor vehicle exclusion in their homeowners policy.

CG 27 55 09 22 Supplemental Extended Reporting Period Endorsement for Sexual Abuse Or Sexual Molestation Liability Coverage