Fungi Endorsement Application

Fungi Endorsement Application I have a mold claim on a form 3 homeowner policy. They have the fungi coverage endorsement. The endorsement states we…

Introduction: How to Use the Umbrella Book

Introduction   How To Use FC&S Umbrella April 27, 2015   Comparing multiple umbrella liability insurance policy forms simultaneously…

Sistering and the Repair of a Home

"Sistering" and the Repair of a Home Q We are a public adjusting firm. Our client's home is insured on an independently filed HO 00 03 05 01. A recent…

CM 00 60 09 04 Mail Coverage Form

CM 00 60 09 04 Mail Coverage Form, September 2004 Edition

BP 18 05 12 23 Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion, Deletion Of Bodily Injury Exception

Rented or Occupied Property Covered under CGL Form?

Rented or Occupied Property Covered under CGL Form? Q Our CGL insured is a small electronics manufacturing firm. Frequently, the owner, the named…

CR 35 22 08 07 Required Record of Checks

CR 35 22 08 07 Required Record of Checks, August 2007 edition

Collision or Comprehensive Loss: Car Falls through Ice

A question of applicable coverage when car drives into lake and subsequently leaks oil into the water.

Emergency Medical Team Damages Doors to Rescue Insured

Emergency Medical Team Damages Doors to Rescue Insured We have an agency customer on an HO3 policy. He had suffered a medical condition and called 9-1-1…

Insurance Coverage Q&A: Child Safety Seats - Are they Auto Equipment or Personal Property?

Are child safety seats auto equipment or personal property?