March 2013 Intro Page
March 2013 Intro Page Dec Page The article of the month deals with the 1943 New York standard fire insurance policy. The idea and…
Read Full ArticleSearch results
HO 04 95 01 14 Limited Water Back-up and Sump Discharge or Overflow Coverage
The ISO HO 04 95 01 14 Limited Water Back-up and Sump Discharge or Overflow Coverage endorsement that can be applied to homeowners, tenants and condo policies.
Read Full ArticleCircular Tracker 6-25-2025
A summary of the ISO Circular for June 25, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleAdditional Insureds - Archive
Additional Insureds – Archived Article April, 1999 A General Discussion Summary: The commercial general liability (CGL) coverage form has…
Read Full ArticleTrophy Animals
Trophy Animals July 19, 2010 I have a client that has several mounted trophy animals. The trophies were damaged in a fire. The question of valuation…
Read Full ArticleDP 04 30 12 02 Premium Sharing Two Or More Policies
ISO DP 04 30 12 02 Premium Sharing Two Or More Policies endorsement.
Read Full ArticleHO 23 31 12 08 Coal Mine Subsidence Coverage Part - West Virginia (Dwelling Structures)
HO 23 31 12 08 Coal Mine Subsidence Coverage Part - West Virginia (Dwelling Structures), December 2008 edition
Read Full ArticleVolcanic Eruptions and Your Homeowners Policy
Discusses ash cleanup for dwelling and personal property.
Read Full ArticleUM Coverage not Available for Injured Passenger
In Jones v. Shelter Mut. Ins. Companies, 274 Neb. 186 ( Neb. , 2007), a passenger in a vehicle was struck by an uninsured motorist who was legally…
Read Full ArticleFaulty Construction Exclusion and Ensuing Covered Loss Claim
Faulty Construction Exclusion and Ensuing Covered Loss Claim The insureds filed an action against the insurer seeking a declaration that an all risk…
Read Full Article