Insurance Coverage Q&A: Water Backup and ALE
When the water backup endorsement is added to a policy, does the limit affect any other coverages?
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HO 04 11 05 11 Additional Limits of Liability for Coverages A, B, C, and D
HO 04 11 05 11 Additional Limits of Liability for Coverages A, B, C, and D, May 2011 Edition
Read Full ArticleMichigan Fire Insurance Withholding Program July Update
A discussion of a bulletin published by the Michigan Department of Insurance & Financial Services announcing updates to the program.
Read Full ArticleUmbrella Liability, American Casualty Excess Insurance Company, Ltd. (ACE), August 1986
American Casualty Excess Insurance Company, Ltd. (ACE), Draft Form and Endorsements, August 1986 Edition
Read Full ArticleISO Commercial Auto Endorsements Discussed - Category 23 Commercial Auto Endorsements
This is the fourth in a series of commentaries addressing the ISO commercial auto endorsements, including a brief description and explanation of each endorsement by their assigned ISO category. This commentary discusses endorsements identified in Category 23 - Commercial Automobile Endorsements.
Read Full ArticleFraud of the Week: First you have to Plant the Crops
A pair of farmers made a claim for crops they actually never planted.
Read Full ArticleUnloading of Vehicle is not Direct Physical Loss
Unloading of Vehicle is not Direct Physical Loss The insured has a Business Auto Policy with a tractor and a trailer listed on it. The tractor has symbol…
Read Full ArticleJuly 2013 Dec Page
July 2013 Dec Page Article of the Month Both private and public companies that are service providers, such as water companies and gas…
Read Full ArticleHit-and-Run Driver Responsible for Property Damage Claim
Hit-and-Run Driver Responsible for Property Damage Claim August 29, 2011 A hit-and- run driver hit a car, which in turn was pushed into a building.…
Read Full ArticleFraud of the Week: Wrecked Vehicle Never Repaired
When the same damaged vehicle is used over and over to file claims.
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