Rising Claim Severity and Insolvency-Driven Litigation – How Bankruptcy Trends and Derivative Suits Are Reshaping D&O Loss Exposures in 2026

The current U.S. Directors and Officers (D&O) liability insurance market is defined by a striking paradox: declining frequency of traditional securities class actions (SCAs) alongside sharply rising claim severity and a surge in insolvency-related and derivative litigation.

RLI Corp. Commercial Umbrella Excess Liability Occurrence-Based Form Summary Comparison Worksheet

RLI Corp. Commercial Umbrella Excess Liability Analysis, May 1997 Edition

Mold Damage and Wear and Tear Exclusion

A question of coverage for mold damage to stored vehicle when wear and tear exclusion is applied.

ERISA - Archive

ERISA—Archived Article October 2004 Most D&O policies exclude any claim for violation of duties imposed by the Federal Employee Retirement…

CA P 004 06 10 2010 Commercial Auto Multistate Forms Revision Advisory Notice To Policyholders

New Wildfire Mitigation Tech Insurance Pros Should Know

Risk management experts can now capitalize on scientifically supported insights into wildfire mitigation, monitoring, reporting and response.

Insurance Fraud Introduction

Insurance Fraud   June 15, 2015   Insurance fraud has a much longer history that one might suspect. It can be traced back to 300 B.C., when…

December 2009 Dec Page

December 2009 Dec Page Question of the Month One of the ways to manage risk exposures is through the purchase of insurance. Yet, for various reasons,…

Insurance Meltdown Leaves Louisiana Homeowners Without Policies

Premiums across the state have doubled and in some cases tripled, according to a New Orleans-based agent.

HO 34 02 02 17 Aircraft Liability Definition Revised to Remove Exception for Model or Hobby Aircraft

HO 34 02 02 17 Aircraft Liability Definition Revised to Remove Exception for Model or Hobby Aircraft, February 2017 edition