IBHS Wildfire Prepared Home Designation Overview

An overview of the IBHS Wildfire Prepared Home Designation™ and its eligibility requirements.

Circular Tracker 7-20-26

A summary of the ISO Circular for July 20, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

Physical Damage Coverage for Temporary Substitute Vehicle

Physical Damage Coverage — Temporary Substitute Vehicles Q We have a claim in which the insured rented a temporary substitute vehicle while…

Hawaii Legislation Takes Aim at Towing Scammers

Predatory towing companies are willing to 'help' accident victims, but the cost can be prohibitive.

Drying Marijuana in Clothes Dryer

Discusses explosion caused by insured using dryer to dry marijuana.

Hot Tub Loss as Coverage C or Coverage B

Hot Tub Loss as Coverage C or Coverage B? Our Insured has a hot tub. It is a self contained unit, located in an out-building, separate from the house.…

Allstate Ins. Co. v. Longwell

  See Examination under Oath: A Tool for Fighting Insurance Fraud.   No. 87 Civ. 7818(KC).   735 F.Supp. 1187   United States District…

CP 10 20 04 02 Causes of Loss Broad Form

Causes Of Loss - Broad Form, April 2002 Edition

CP 10 55 06 07 Vandalism Exclusion

Wear and Tear Exclusion

Wear and Tear Exclusion Q Our insured was operating an insured tractor and the wiring harness from the ignition to the engine was rubbing against…