Circular Tracker 1-16-26

A summary of the ISO Circular for January 16, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

Defective Design and Roof Collapse

Defective Design and Roof Collapse June 2, 2015 The insured suffered a casualty loss when heavy accumulations of snow on the roof of its premises caused…

Insurance Coverage Q&A: Is There Coverage for Damage Caused by Rolling Blackouts?

This question came to us in two parts. There was damage to computer systems due to an intentional load reduction by a utility. The first question looked for coverage under equipment breakdown, but then this led to question of where coverage can be found for rolling blackouts. Is there coverage under the utility services interruption endorsement or equipment breakdown; or if not these, then where?

Louisiana - Anti-Fraud Plan Filing Requirements

A discussion of a bulletin published by the Louisiana Department of Insurance informing insurers of the amended requirements.

Fraud of the Week – Ambitious Fraudster Caught

A man staged multiple auto crashes over 16 months.

Insured Losses Estimated at $3B for Beirut Port Disaster

Protests have erupted across Lebanon with people demanding answers for the deadly calamity that has devastated Beirut.

Standard Homeowners Endorsements Discussed - Part 5 - Mobilehome Endorsements

Part five in a series of articles discussing endorsements available for the ISO homeowners 2022 program. This article discusses endorsements MH 04 01 to MH 04 47.

MS ST 01 06 05 Staffing Firms

Staffing Firms, June 2005 edition

CY 20 04 11 21 Amend Territory Condition - Suits Worldwide

Intentional Damage not Covered by PAP

Intentional Damage not Covered by PAP Under the physical damage section of the personal auto policy, there does not seem to be a specific exclusion…