No Occurrence When Damage To Work

No “Occurrence” When Damage to “Work”   September 2, 2014   Poor workmanship that causes damage to itself is invariably…

Odor as a Trigger for Additional Living Expenses

Discusses whether odor from a neighboring residence can trigger ALE for an insured.

Market-specific ISO Forms

Apartment Building Owners Supplemental Schedule, July 2013 edition

CP 17 98 10 00 Condominium Commercial Unit Owners Changes - Standard Property Policy

FC&S Webinar - A Deep Dive into Property Coverages and Exclusions

A recording of the FC&S webinar discussing how to look at property coverages and exclusions. The webinar was on March 19th 2025.

Galarza v. Direct Auto Ins. Co.

Both cases in this appeal were based on policy language that excluded UM coverage for pedestrians struck by a hit-and-run vehicle because a pedestrian, by definition, cannot occupy a covered vehicle.

Bad Faith Isn't So Bad When No Damages Are Suffered

The Supreme Court of Washington recently determined that a law firm with an insurer as a client may defend a policyholder of that insurer in an unrelated…

CR 35 24 07 02 Increase Limit Of Insurance For Specified Periods

CR 35 24 07 02 Increase Limit Of Insurance For Specified Periods, July 2002 Edition

BP 08 06 01 06 Pharmacists - Broad Coverage

BP 08 06 01 06 Pharmacists - Broad Coverage, January 2006 edition

SC Supreme Rules for Insurers on Hotly-Contested ACV Issue

South Carolina Supreme Court rules that insurers can factor labor costs depreciation into actual cash value offers to insureds.