Flood Insurance–The Whys Behind Lack of Coverage

Discusses why insureds continually do not purchase flood insurance.

Known Circumstances Exclusion Examined

Known Circumstances Exclusion Examined  November 10, 2014  The insured brought an action against its insurer seeking defense costs and indemnity…

Fraud of the Week: You Have to Turn in the Money

Unlicensed broker continually keeps premiums for herself.

FL 04 12 04 16 Personal Liability

CR 25 37 06 22 Change Schedule (Loss Sustained Form)

CR 25 37 06 22 Change Schedule (Loss Sustained Form) crime and fidelity endorsement.

XCU Coverage under the CGL Form

Are the XCU exposures covered under the standard CGL?

Intentional Injury and Coverage under the CGL Form

Intentional Injury and Coverage under the CGL Form Our insured has a standard CGL form. The insured was recently sued and the allegations in the complaint…

No Temporary Disability Benefits for Worker Who Tripped on a Rug

There was a clear and causal connection between the employee's injury and his work, but even fifty-four unsuccessful job applications don't mean he is automatically entitled to temporary disability benefits.

National Association of Insurance Commissioners Names 2018 Consumer Liaison Representatives

The National Association of Insurance Commissioners ("NAIC") has named 37 consumer liaison representatives for 2018. The 22 funded and 15 unfunded…

ACORD 25, Certificate of Liability Insurance Form

ACORD 25, Certificate of Liability Insurance, August 2001 Edition