July 2014 Intro Page

July 2014 Intro Page   Dec Page   he article of the month in the Dec Page deals with the effect of the insureds' declarations or statements.…

Timing Red Flags

This checklist highlights when the timing of the loss or filing of the claim could indicate fraudulent activity.

Disaster Compendium Part I – Tornadoes and Hurricanes- Archive

This is the first in a series of charts giving season, frequency, expected damages, and preparations for a variety of natural disasters.

Fireman's Fund Insurance Supercover Umbrella and Excess Liability Occurrence-Based Form Summary Comparison Worksheet

Fireman's Fund Insurance Supercover Umbrella and Excess Liability Analysis, January 1993 Edition

Bodily Injury Caused by Chlorine Fumes and the CGL Policy

Bodily Injury Caused by Chlorine Fumes and the CGL Policy   October 9, 2013   The insured is a hotel and spa. The claimants were in the exercise…

CA 23 97 10 13 Amphibious Vehicles

Sublimit Restricts Insureds Flood Damage Recovery

The 4th Circuit has ruled that damage caused by a watermain break that was concurrent with a flood is subject to a flood sublimit under an "anti-concurrent" causation clause in the property policy.

Depreciation and Calculation of ACV

A homeowner has a replacement cost policy for the dwelling but has an ACV endorsement for the roof. The roofing material that is currently installed…

CP 00 10 10 00 Building and Personal Property Form

Building And Personal Property Coverage Form, October 2000 Edition

Texas Specifies Conditions When TWIA Will Refund Premium

A bulletin published by the Texas Department of Insurance on a newly adopted amendment.