BP 16 25 08 24 Exclusion - Designated Ongoing Operations
The ISO BP 16 25 08 24 Exclusion - Designated Ongoing Operations form that can be attached to the Businessowners Coverage form.
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Communicable Disease Business Income Applies Once to All Insured Premises
When a loss occurs to multiple locations for the same occurrence, does coverage applied per occurrence or per location?
Read Full ArticleTravelers Prop. Cas. Co. of Am. v. Liberty Surplus Ins. Co.
Click Here for FC&S Legal Expert Analysis Travelers Prop. Cas. Co. of Am. v. Liberty Surplus Ins. Co.United States District Court for the…
Read Full ArticleMechanical Breakdown under Farm Policy
"Mechanical Breakdown" under Farm PolicyQOur farmowners insured was driving his tractor when he hit a rather large branch lying on the…
Read Full ArticleInsurance Coverage Q&A: Does Your Dog Bite?
How does policy language line up with state regulations concerning insurers ability to underwrite based on dog breeds?
Read Full ArticleDog Bite Statutes Part III – Leash Laws
State leash laws for dogs are listed.
Read Full ArticleCare, Custody, and Control Exclusion and Tenant's Property
Care Custody and Control— Tenant's Property Q We would appreciate your comments on the following question concerning coverage under the commercial…
Read Full ArticleInsurance Coverage Q & A: Calculation of Increased Cost of Construction
How is the additional increased cost of construction calculated?
Read Full ArticleMatching Coverage for Nondamaged Rooms?
Our insured is a hotel that suffered damage to some of its rooms as a result of water damage. The insured is a franchisee and has an agreement with…
Read Full ArticleFraud of the Week: When the Numbers don't Match
Fraud involving paying for cash but submitting higher estimate to the carrier.
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