Mechanical Breakdown and Wear and Tear Exclusion—Not Applicable

Mechanical Breakdown and Wear and Tear Exclusion—Not Applicable We insure a commercial building and its business personal property on the commercial…

AAIS and ISO Personal Automobile Policy Comparison

AAIS and ISO Personal Automobile Policy ComparisonNovember 28, 2016Summary: In July 2016 the American Association of Insurance Services (AAIS)…

Collapse of Solar Panels due to Weight of Snow

Solar panels are becoming more popular. We had a homeowners claim denied when solar panels collapsed due to weight of ice and snow. The panels were…

Fraud of the Week: The Not so Fine Art of Rate Evasion

Rate evasion for auto insurance has long been the bane of underwriters everywhere. It is no longer just handled by underwriting, and is now prosecutable in many areas.

Wide-Area Damage and Applying the 'But For' Test Part 2

Better understand how attorneys and forensic accountants view these types of incidents with the second installment in this three-part series.

New in 2010

12/27/2010                             An…

Coinsurance Clause and Additional Coverages under Commercial Property Policy

Coinsurance Clause and Additional Coverages under Commercial Property Policy For a commercial property policy, do the coinsurance requirements applied…

HO 23 84 01 01 Mine Subsidence Coverage Endorsement - Kentucky (Schedule)

HO 23 84 01 01 Mine Subsidence Coverage Endorsement - Kentucky (Schedule), January 2001 edition

CG 22 44 04 13 Exclusion - Services Furnished by Health Care Providers

CG 04 71 12 23 Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception