Rhode Island - Guidance on Insurance Data Security Statute

A discussion of a bulletin published by the RI Insurance Division providing an overview of the statute.

CY 20 26 01 18 Exclusion - Unintentional Errors or Omissions

CG 24 04 05 09 Waiver of Transfer of Rights of Recovery Against Others to Us

CG 24 04 05 09 Waiver of Transfer of Rights of Recovery Against Others to Us, May 2009 Edition

Rampant Copper Theft Raises Coverage Questions

Rampant Copper Theft Raises Coverage Questions   A Look At Vacancy and Cause of Loss Provisions   By Diana Reitz From the November 2012 issue…

Smoke Damage From Drug Lab

We recently received a claim in which the cause of loss is reported as "smoke damage".  The "smoke damage" is actually residue from some kind of drug…

Commercial Property Coverage Checklist - Archive

Commercial Property Coverage April 2012 Coverage Checklist   Even when the ISO commercial property form is used, there are many coverage choices…

HO 04 18 03 22 Deferred Premium Payment

HO 04 18 03 22 Deferred Premium Payment homeowners endorsement.

Aircraft Arson And Insurance Fraud — Multi-State

Fraud of the Week October 12, 2018 Aircraft Arson and Insurance Fraud — Multi-State Amount: Unknown   A pilot pleaded guilty in December…

Anticoncurrent Causation Coverage Dispute

Anticoncurrent Causation Coverage Dispute   April 18, 2016   The insureds brought an action against the insurer to recover for damage to an…

The Risks of Non-Concurrent Dates in Umbrella and Excess Liability Policies: Navigating the Pitfalls

Umbrella and excess liability policies offer added coverage beyond primary insurance. Umbrella policies offer broader coverage and higher limits, while excess liability policies add to existing coverage but don't usually expand its scope. These policies help safeguard individuals and businesses against major financial losses from lawsuits or claims. This article explains how to find and address non-concurrent dates in insurance portfolios to ensure more comprehensive protection.