Insurance Coverage Q&A: Backups, Overflows, Sewers and Drains
We are starting to see an influx of claims where the loss report states the plumbing backed up into the sinks, showers, and/or toilets. Some of these claims…
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Special Provisions—Variations by State—Archived Article
Special Provisions - Variations by State—Archived Article February, 2004 Introduction Although some states have not yet approved use of the…
Read Full ArticleCG 04 28 12 04 Pollution Exclusion - Named Peril Limited Exception
CG 04 28 12 04 Pollution Exclusion - Named Peril Limited Exception
Read Full ArticleSacramento Downtown Arena LLC v. Factory Mutual Ins. Co.
A policy open to more than one reasonable interpretation is, by definition, ambiguous, and ambiguity is resolved in favor of coverage under well-settled insurance principles.
Read Full ArticleCG 23 04 12 20 Cannabis Activity Coverage Aggregate Limit
CG 23 04 12 20 Cannabis Activity Coverage Aggregate Limit. This form provides coverage for a scheduled limit of "cannabis activity" as defined.
Read Full ArticleWagnon v. State Farm Fire and Cas. Co.
See: Examination under Oath 146 F.3d 764 United States Court of Appeals, Tenth Circuit. Charles WAGNON and Loralee Wagnon,…
Read Full ArticleMust Property Deductible Be Met for Business Income Insurance to Apply?
Questions if the insured must prove that the property deductible will be exceeded before the carrier will pay for the loss of business income
Read Full ArticleBreaking News-Self Driving Vehicles House Bill
Breaking News: Self-Driving Vehicles House Proposal Has Passed July 19, 2017 Update July 28, 2017Summary: Just as we were becoming more used…
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Fire Legal Liability Coverage - Garages, December 1993
Read Full ArticleTenants Improvements Not Covered When Not Made or Acquired at Tenants Expense
Tenants' Improvements Not Covered When Not Acquired or Made at Tenant's Expense Most commercial property forms include leasehold improvements under…
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